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bwoods
Twister
Joined: 19 May 2007 Location: United States - WA Offline
Posts: 2 |
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Topic: insurancePosted: 19 May 2007 at 12:33pm |
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Was wondering if I need to get insurance? I am just starting out doing a few freebies at my childrens school to get word out there. I know insurance is big on the UK sites but was wondering about in US. Where do you get face painters insurance? I found one site "clowns of the us" but it is kind of spendy for a stay at home mom that is trying to start out. I don't know if it will pay in my small area but it is something I enjoy doing.
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Uncle Curt
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04-07 Joined: 08 April 2004 Offline
Posts: 210 |
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Posted: 19 May 2007 at 7:59pm |
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Get insurance. Period. It isn't that expensive, say, through wca or coai.
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YourBalloonMan
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01-09 Joined: 30 March 2005 Offline
Posts: 372 |
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Posted: 20 May 2007 at 3:59pm |
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So, how much should I expect to pay for insurance?
Thanks.
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twinkles
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Joined: 05 March 2003 Offline
Posts: 811 |
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Posted: 20 May 2007 at 7:45pm |
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Each company should have their rates posted on their websites...
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TheClassyClown.com Balloon Sculpting & Entertaining Fantastic Face Painting Magic & More
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benny_pr
Twister
05-09 Joined: 03 January 2005 Offline
Posts: 315 |
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Posted: 20 May 2007 at 7:51pm |
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there's another thread around here, somewhere about this topic.....
but for example Clowns of the US is $190 per year... they changed their name recently to entertainers of the US.. i believe.....
there's also Bomba insurance... and a couple of others
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Benny
787-616-1111 www.BennysBalloonArt.com Life is what happens to You while you are busy making other plans. --------------------- No Balloonimals were harmed during the writing of this post |
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bwoods
Twister
Joined: 19 May 2007 Location: United States - WA Offline
Posts: 2 |
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Posted: 21 May 2007 at 9:15pm |
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Thank you for your help, and I will definitely get insurance. I just got back from a party at our preschool (donated my time for practice) and painted 18 kids in 1 1/2 hours, not too bad for being rusty, and especially doing only cheek art as per the teacher. It was loads of fun...now I know why I love to do this. |
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YourBalloonMan
Active Member
01-09 Joined: 30 March 2005 Offline
Posts: 372 |
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Posted: 22 May 2007 at 12:25am |
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Yeah... I figured the companies have their rates posted. I was trying to figure out what a ballpark figure was so that I could see if the company I was talking to had a decent rate. So, maybe I should ask another question...
What are the different websites or companies I can contact or read about that offer insurance for balloon twisters and party going entertainers?
Thanks!
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croakdesigns
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01-10 Joined: 21 February 2004 Offline
Posts: 395 |
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Posted: 22 May 2007 at 12:53am |
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I've used Specialty Insurance Agency, aka Performers of the U.S. &/or Vendors of the U.S., formerly Al Fellerman aka Clowns of the U.S. for the past several years. I am happy with the service, and they will provide additonal certificates of insurance at no additional charge.
Check out www.clownsoftheus.com or www.specialtyinsuranceagency.com
I have also heard good things about Bomba insurance, but it is not available in California.
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Jeanine Von Essen
www.HEYBalloonLady.com www.CroakDesigns.com www.JeaninesCritters.com www.ToadlyCoolGifts.com |
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balloonsinbloom
Twister
12-08* Joined: 02 November 2003 Offline
Posts: 107 |
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Posted: 22 May 2007 at 11:24pm |
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My insurance comes from St Paul Travelers--I got it by calling a local agent in Virginia. It's a million dollar policy, and was very affordable. I like the fact that I have a local agent if I need something special--for instance if a client requires a certificate of co-insurance. Do call around--you can get all kinds of crazy quotes.
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croakdesigns
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01-10 Joined: 21 February 2004 Offline
Posts: 395 |
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Posted: 23 May 2007 at 1:17pm |
Yes, I have heard that other companies can charge as much as $30.00 each for additional certificates. I had never been asked to provide an additional before, but last week I had a school and a housing complex request them. I would not have gotten either of these gigs if I didn't have insurance and both of these gigs together more than paid for the year's policy.
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Jeanine Von Essen
www.HEYBalloonLady.com www.CroakDesigns.com www.JeaninesCritters.com www.ToadlyCoolGifts.com |
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Scott Tripp
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09-08 Joined: 17 March 2005 Offline
Posts: 289 |
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Posted: 23 May 2007 at 1:19pm |
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I'm sending out two copies of my certificate today. Both clients told me that a photocopy of the certificate is just fine, so you might not need to spend the extra money of additional copies after all.
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croakdesigns
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01-10 Joined: 21 February 2004 Offline
Posts: 395 |
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Posted: 23 May 2007 at 1:23pm |
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Many times the client wants to be added as an additional insured and needs to see their name on the certificate. Other times a photo copy is just fine.
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Jeanine Von Essen
www.HEYBalloonLady.com www.CroakDesigns.com www.JeaninesCritters.com www.ToadlyCoolGifts.com |
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JesterMan
Moderator Group
04-07 Joined: 24 March 2006 Location: United States - MD Offline
Posts: 589 |
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Posted: 23 May 2007 at 2:21pm |
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The clients I have who have asked for the added cert are shopping centers, but have needed them for multiple events in the past 8 months.
JesterMan Balloons, Magic, Mayhem & More! Check the classifieds for info on TJam on the Road in Maryland! |
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"destined to take the place of the MudShark in your mythology..." FZ
www.JesterMan.com www.AArdvarkEntertainers.com |
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